We know it takes many things to earn an Agent's life business. It all starts with an Opportunity and we would like that Opportunity!
With a simple phone call, Agents are quickly discovering the breadth of knowledge we bring to the table to support their life insurance cases. Knowledge, they may determine, they have not been getting elsewhere. It was not acquired in a few years but rather over 25 plus years of listening to Agents, clients, advisors, taking notes, digging for answers, studying, asking more questions and ultimately working thru thousands of different life cases.
In simple terms, when an Agent needs help, we consistently operate within these norms:
We are interested in speaking to you when you call or getting back to you in a timely fashion
We will answer your questions, ask questions, suggest solutions and possibly give you an idea
We will respond with what you need on the case quickly which most often is the same day
All size cases add up at the end of the year and we'll be paid only if you are paid
In broader terms, here is what you will be able to access:
A broad selection of life products that should accommodate any type of life needs
Advanced Planning Case Development with access to Attorneys if required
Impaired risk cases with typically a 2 day turnaround on what underwriting may look like
Jumbo cases and avoiding total line issues with facultative reinsurance requirements
A thorough effort in overcoming any competition you may have on the case
Ability to discuss a case by phone with you while your client is present
Our ability to discuss cases directly with underwriters
Products for older ages up to age 90 and Single Premium plans to leave a Legacy
Simplified issue products where no exam or labs are required
Sales ideas within markets you are currently working in or have access to
A mindset of pushing for offers that can be placed on difficult cases
Coordinating Pension Maximization or SPIA/Life Combo cases with our Annuity Specialists
Ease of doing business with us no matter what state you live in
Life Insurance Markets We Support
Senior Market we define as age 60 to age 90
Creating a Larger Legacy
LTC life plans or Riders
1035 Exchanges
Advanced Planning Cases
Business Insurance, i.e., 162 Bonus, Split Dollar, Deferred Compensation, Business Succession, Buy Sell Agreements
412(e)3
Charitable Remainder Trusts
Family Limited Partnerships
Estate Planning
Individuals or Families
Ages 0-90 (Products to include Term, Whole Life, Universal Life, Index Universal Life, Survivorship Life, & Single Premium Life
Miscellaneous
Foreign Nationals Living in the United States
U.S. Citizens Living Abroad
